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Lifestyle

8 Ways To Save More Money Every Month

Want to save more than you’re saving currently every month? Maybe you should try living your life a little differently. We’ve compiled a list of eight simple ways with which you can cut down on your monthly expenditures. Some are pretty straightforward, while some may be kind of unconventional. But, if you really want to save a few extra bucks, you wouldn’t mind them.

#1 Turn off the lights now

One of the easiest ways to save a little extra every month is by turning off the lights and electrical appliances when you aren’t using them. Minimal use of lights and electrical appliances means low utility bills to pay. So, you’ll have more money in your pocket, and additionally, you’ll playing your part in saving the environment too.

#2 The closer, the better

Move closer to your office and you’ll be saving a great deal on travel. Plus, you’ll get extra time for yourself too. In case you can’t or rather don’t want to move closer to your office, you should totally try ridesharing. Even if you’ve got your own vehicle, you can earn a couple of extra bucks by offering to share your ride with those who are travelling to the same part of the city.

#3 Save the condiments, please

Don’t throw away the condiments you get with your food orders. Instead use them to refill your condiment bottles. You’ll be amazed at how long that bottle of ketchup or tub of oregano will last. 

#4 Kill the expensive addictions

Do you often chill with a can or two of beer or a bottle of vodka/whisky and a pack of cigarettes? Well, trust us when we say that this habit of yours is something that’s draining quite a bit of your income every month. 

#5 Homemade food is BAE

Have you been ordering-in food every day? Maybe it’s time you stop completely or make it just a weekly affair. If you limit your orders to just once a week and cook your meals for the rest of the days, your total expense on food will easily be cut down to half of what you’ve been spending currently.

#6 Stop the pub-hopping, dear socialites

We get it. YOLO, right? Anyway, we aren’t trying to spoil your social life. We just want you to know that you can still enjoy a really awesome social life, but on a budget. Pubs are a costly affair—we bet you can’t disagree! How about you call your friends home? Have a potluck and BYOB party with music and probably some fun games—try Truth or Dare, UNO, Rummy, Bluff, Scrabble or anything else you prefer. Or you could just NetFlix and chill too.

Ain’t this way cooler than those overcrowded and extremely loud pubs? Of course, it is, and plus, you’ll be saving a great deal on your monthly expenses.

#7 Forget postpaid, prepaid is in

Still stuck to a postpaid mobile plan? Move on, dear friend! Prepaid is in, offering great advantages like full talktime offers, free calls, free data up to a limit every day, no roaming charges and more. Basically, with a prepaid connection, you’ll save a lot of money without compromising on anything. Give it a try, you won’t be disappointed.

#8 Get a credit card

Yes, it’s true! A credit card can help you save a few extra bucks every month on your spends. But, you must choose a card that offers you deals on things that you spend on the most. For instance, if you spend quite a bit on fuel, a Credit Card that helps you save on fuel will be ideal. For groceries and supermarket spends, go for a card that gets you cashbacks and reward points on your purchases. If you’re a movie buff, there are quite a few cards out there that give free movie tickets every month or offers discounts on bookings.

This article was originally published on bankbazaar.com and re-published with permission.